Read these duas to be able to repay your debts and loans and increase your sustenance/income.
“O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.”
اللّهُـمَّ اكْفِـني بِحَلالِـكَ عَنْ حَـرامِـك، وَأَغْنِـني بِفَضْـلِكِ عَمَّـنْ سِـواك
Allaahummak-finee bihalaalika ‘an haraamika wa ‘aghninee bifadhlika ‘amman siwaaka
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| Transliteration | Arabic | Translation |
| Allaahumma | اللّهُـمَّ | O Allah, |
| ik-finee | اكْفِـني | suffice me |
| bihalaalika | بِحَلالِـكَ | with what You have allowed |
| ‘an haraamika | عَنْ حَـرامِـك | instead of what You have forbidden |
| wa ‘aghninee | وَأَغْنِـني | and make me independent |
| bifadhlika | بِفَضْـلِكِ | of (the favours of ) others |
| ‘amman siwaaka | عَمَّـنْ سِـواك | besides You |
O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and overpowered by men (i.e. others).
اللّهُـمَّ إِنِّي أَعْوذُ بِكَ مِنَ الهَـمِّ وَ الْحُـزْنِ، والعًجْـزِ والكَسَلِ والبُخْـلِ والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال
Allaahumma ‘innee ‘a’oothu bika minal-hammi walhazani, wal’ajzi walkasali, walbukhli waljubni, wa dhala’id-dayni wa ghalabatir-rijaal
| Transliteration | Arabic | Translation |
| Allaahumma | اللّهُـمَّ | O Allah, |
| ‘innee ‘a’oothu | إِنِّي أَعْوذُ | indeed I seek refuge |
| bika | بِكَ | in you |
| minal-hammi | مِنَ الهَـمِّ | from grief |
| walhazani, | وَ الْحُـزْنِ | and sadness, |
| wal’ajzi | والعًجْـزِ | from weakness |
| walkasali | والكَسَلِ | and from laziness, |
| walbukhli | والبُخْـلِ | and from miserliness |
| waljubni | والجُـبْنِ، | and from cowardice, |
| wa dhala | وضَلْـعِ | and from being overcome |
| ’id-dayni | الـدَّيْنِ | by debt |
| wa ghalabati | وغَلَبَـةِ | and overpowered |
| ir-rijaal | الرِّجال | by men (i.e. others) |
Al-Bukhari 7/158. See also Al-Asqalani, Fathul-Bari 11/173